When your health plan goes away
What happens when your health care plan stops existing? You hope you’re already enrolled in another one — especially if you’re someone with physical disabilities.
Two recent stories from Minnesotans in MPR’s Public Insight Network show how changing plans can become a crisis for those who depend on them for medical care and services to live independently.
“Individuals experiencing disability, chronic illness … rely on [their health plan], sometimes hour-to-hour, day-to-day. These are critically important life support, safety, and security pieces,” Lance Hegland of Minneapolis told us.
Hegland, 38, has spinal muscular atrophy. He and 1,275 other Twin Cities adults with physical disabilities had to find new insurance plans after UCare decided to close its UCare Complete program, also known as Minnesota Disability Health Options (MnDHO), as of Dec. 31.
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